First Financial Advisors, Inc., a SEC registered investment advisor and independent financial planning firm, is committed to safeguarding the confidential information of our clients. We understand that your privacy is of the utmost importance. We are providing you our policy to inform you of how we treat your personal information.

PRIVACY POLICY

INFORMATION WE COLLECT FROM YOU

We collect nonpublic personal information from you to assist in the planning of your financial affairs. The categories of nonpublic information that we collect from you depends upon the scope of the client engagement. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, telephone number, assets, income, insurance beneficiaries and medical information to the extent that it is needed for the planning process.
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, account usage, and insurance policy coverage and premiums.

THIRD PARTIES WITH WHOM WE MAY SHARE INFORMATION We do not disclose nonpublic personal information about our clients or former clients to anyone except as otherwise permitted by law. For example, we are permitted by law to share information about you with:

• Companies that assist us in processing your transactions and servicing your account such as clearing firms.
• A brokerage firm in order to execute securities transactions on your behalf, or an accountant or lawyer who is representing you.
• Federal and state regulators who regulate our company.

We do not provide your personally identifiable information to direct marketers or solicitors for any purpose.

DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS

If you decide to close your accounts, we will continue to adhere to the privacy practices described in this notice when you become a former client. You become a former client when you close your accounts with us or your investment advisory contract is terminated.

We will maintain personally identifiable information about you during the time you are a client, and for anytime thereafter that we are required to maintain such records by federal and state securities laws, and the CFP Board Code of Ethics and Professional Responsibility. After this required period of record retention, all such information will be destroyed.

OUR SECURITY POLICIES AND PRACTICES

We take all reasonable steps to assure the privacy of client information. We restrict access to nonpublic information about you to those employees who have a business or professional reason for knowing, as permitted by law.

We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

ADV DISCLOSURE